Explore credit counseling services that teach spending habits, negotiate lower rates, and guide you through debt management for better credit and less anxiety.

If you’re feeling the pinch in your budget from debt payments, you join millions of other Americans facing increasing consumer debt. The Federal Reserve Bank of New York‘s Household Debt and Credit ...

Nonprofit credit counselors offer free, judgment-free help with debt. Here's what to expect on your first call -- and why it ...

Credit card debt feels unmanageable for millions of Americans. Here are three practical steps you can take right now to start ...

Credit card debt this year is at an all-time high, and more and more cash-strapped consumers add to those numbers every month. If you are getting deeper and deeper in debt on your credit cards, you ...

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...

Credit counselors reported a significant surge in demand for financial counseling services so far this year, warning that the trend signals an increase in financial distress among U.S. consumers.

If ever there were a time to consider credit counseling, this may be it. U.S. households hold a record $17.29 trillion of debt. Student-loan repayments have recently resumed after a 3½-year pause. And ...

Getting out of debt is a difficult process. While debt consolidation can help streamline your bills into one monthly payment, sometimes you need professional help. Debt settlement companies and credit ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Credit card debt this year is at an all-time high, and more and more cash-strapped consumers add to those numbers every month. If you are in getting deeper and deeper in debt on your credit cards, you ...