Topping the list of consumer frustrations in the Tri-State are errors on our credit reports. 44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even ...

Most U.S. data breach disclosures explain what information was leaked and any protective steps available to consumers. At the ...

Waiting for a credit dispute to be resolved can be stressful, especially when your financial plans depend on the outcome. Under the Fair Credit Reporting Act, credit bureaus must ...

Does divorce hurt your credit score? Divorce is a legal event, not a credit event. It doesn’t appear on your credit report ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

Do you know how to read your credit report? If not, it's time to learn. Your credit score is one of the primary items that lenders check when approving your credit request, and the information in your ...

The credit reporting company TransUnion holds our intimate financial details. Until recently, its customer service hotline also left an opening for impostors to potentially take over our private ...

Accounts that are sent to collections typically stay on a consumer’s credit report for seven years from the date of first delinquency. More recent accounts are more harmful to your score than older ...