Besides the thieves themselves, the main culprit to emerge from the recent heist of personal information from over 100 million Target and Neiman Marcus shoppers isn’t human at all. Rather, the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katie Miller is a consumer financial services expert. She worked for almost two decades as ...

Chip technology makes credit card theft more difficult. EMV chips create a unique key each time you use your card. Cynthia Paez Bowman is a finance, real estate and international business journalist.

October 1, 2015 has come and gone, which means if you're a merchant who can't process chip card payments, you could shoulder consumer fraud costs if an incident occurs and you're not "EMV-ready." If ...

Businesses should be EMV compliant to avoid being held responsible for credit card fraud. EMV compliance requires businesses to use EMV card readers to process credit card transactions. Your business ...

Despite being around since the 1990’s, consumers and merchants didn’t really have to deal with EMV cards until 2015. Short for Europay, MasterCard, and Visa, EMV technology uses a chip that’s embedded ...

A British security researcher has proven this week that it is still possible in 2020 to create older-generation magnetic stripe (magstripe) cards using details found on modern chip-and-PIN (EMV) and ...

EMV chip cards continued to gain share of U.S. card payments in early 2019, although their conquest is not yet complete more than three years after the payment card networks’ EMV liability shifts. But ...