My mom opened a credit card in my name with my permission, and now there's a $40K balance she can't pay. Who's responsible and what happens next?

Consent to borrow money doesn't change legal responsibility.
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My mom opened a credit card in my name "to help my credit". I found out when debt collectors called. How do I fix this?

The call doesn’t come with a warning. A stranger asks for a payment due, uses your full name, and recites numbers you don’t recognize as yours. At first, you assume it’s a mistake. When you finally ...
The Nassau Guardian

Is your credit card a tool or a trap?

I got my first credit card right after graduation – everyone around me had one, so I wanted in. I had just landed a new job, qualified for a car ...