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Upstart Holdings, creator of an artificial intelligence lending marketplace, has revealed its intention to seek a national bank charter.

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The online lender, known for being an AI pioneer, says it wants a national bank license simply for efficiency's sake.

KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2026-1 ("UPST 2026-1"), a $292.21 million consumer loan ABS securitization collateralized by unsecured ...

In Q4/25, Upstart (UPST) delivered 64% YoY revenue growth, increasing profitability, and strong guidance for 2026 through 2028. The company's machine learning lending model outpaces difficult macro ...

Shares of Upstart Holdings declined after the company's margin forecast missed Wall Street's estimates, owing to shifts in its product mix. The stock fell 15% to $33.06 on Wednesday. Shares have ...

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced the launch of a new public-facing webpage ...