What is an Encumbrance Certificate (EC)? It’s not just a document, it’s proof that the property you’re planning to buy is free from legal or financial liabilities. In real estate, an EC shows whether the property has any loans, disputes, mortgages, or pending dues attached to it. Without checking this, you risk buying a property with hidden problems. Make smarter decisions with the right knowledge on your side. ( encumbrance certificate meaning, EC in real estate, property legal check, property